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Protect your home and your loved ones with our reliable mortgage insurance plans. In the event of unforeseen circumstances such as death, disability, or critical illness, mortgage insurance ensures that your outstanding home loan is covered, so your family can retain ownership without financial burden.

Home Protection Coverage Family Financial Security

Our mortgage insurance solutions are designed to offer peace of mind by covering the home loan balance in times of crisis. With flexible premium options, customizable coverage, and a seamless claims process, we make it easy to protect your home from life’s uncertainties.

  • Full Loan Coverage in Case of Death or Disability
  • Critical Illness Rider Options Available
  • Single or Limited Premium Payment Terms
  • Tax Benefits Under Section 80C & 10(10D)
  • Coverage Linked to Home Loan Balance
  • Hassle-Free Claim Settlement Process

What is mortgage insurance?

Mortgage insurance is a policy that pays off your outstanding home loan in case of your death, permanent disability, or critical illness, ensuring your family doesn’t lose the home due to unpaid debt.

Who should opt for mortgage insurance?

Anyone with an active home loan or planning to buy a property through financing should consider mortgage insurance to safeguard their family's financial stability.

How does mortgage insurance work?

If the policyholder passes away or faces a covered critical event, the insurance provider pays the remaining loan amount directly to the lender, relieving the family from repaying the home loan.

Can I add riders to enhance coverage?

Yes, you can enhance your policy with riders such as critical illness, accidental death, or total permanent disability for broader protection.

Is mortgage insurance tax-deductible?

Yes, premiums paid toward mortgage insurance may be eligible for tax benefits under Section 80C, and policy benefits may be tax-exempt under Section 10(10D), subject to prevailing tax laws.

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